Agency Payment Leak Estimator
Find the cash flow stuck inside delayed client payments.
Estimate how much working capital is tied up in late invoices, see your collections risk score, and get a personalized Duely report.
Estimator Inputs
USD
%
days
USD
Annualized Cash Flow Impact
$75,600
If current delays persist for 12 months
Cash Currently Outstanding
$6,300
Sitting outside your business today
Collections Risk Score
26/100
Low risk
Recommended Actions
- Continue monitoring
- Standard reminders
Recovery Opportunity
Current delay
21 days
Improved delay
11 days
Potential recovery
$36,000/year
If your agency cut payment delays in half, this much working capital could return to the business.
What This Means
You currently have $6,300 sitting outside your business.
This is equivalent to 0.2 months of operating expenses.
This equals about 2.1 average client retainers and 1.5 weeks of payroll.
This amount compounds to $75,600 annually.
Biggest Contributor To Your Risk
Average payment delay contributes 40% of your risk score.
Payment delays are stretching cash conversion after invoices are already late. This is your largest collections bottleneck.
Risk Gauge
26/100
Low risk
Low-risk agencies typically have predictable cash flow and fewer overdue invoices. The next step is to keep monitoring this as client count and invoice volume grow.
Annual Impact
If nothing changes, delayed payments could impact approximately $75,600 over the next 12 months.
1 month$6,300
6,300
3 months$18,900
18,900
12 months$75,600
75,600
Late payment percentage
10.0/50
Delay days
10.5/30
Client concentration
5.3/20
Benchmark Comparison
Your collections process is healthier than the average agency. However, delayed payments could still keep $75,600 outside your business over the next year.
Healthy agency28/100
Industry average54/100
High-risk agency82/100
Your agency26/100
Operating Expense Context
21%
of one month of operating expenses is currently tied up in delayed payments.
Get Your Full Collections Report
Get Your Personalized Collections Report
The report contains additional insights beyond what is shown on this page.
- Full risk breakdown
- Benchmark comparison
- Biggest leak analysis
- Recommended action plan
- PDF copy for future reference